Terms of Service
Welcome to our website. These Terms of Service (“Terms”) govern your use of our website and services, so please read them carefully.
Acceptance of Terms
By accessing or using our website, you agree to these Terms of Service and our Privacy Policy. If you do not agree to these Terms or our Privacy Policy, please do not use our website.
Use of Our Website
Our website and services are for personal and non-commercial use only. You may not use our website for any illegal or unauthorized purpose. Users of this website must be at least 18 years of age to use the website. Users of this website are strictly prohibited from engaging in any illegal, fraudulent, or harmful activities, including but not limited to spamming, hacking, phishing, spreading malware, or engaging in any other activity that could disrupt, damage, or harm the website, its users, or any third party. Any violation of these terms may result in termination of access to the website and may be subject to legal action. Additionally, you are advised to maintain the confidentiality and security of their login credentials and notify the support immediately in the event of any unauthorized access or use of their account.
User Content
You are solely responsible for any content you post or submit on our website. By posting or submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, and distribute your content. By using this website, you agree to comply with all applicable laws and regulations, including those related to the content you post or submit, respecting the intellectual property rights of others, and not engaging in any fraudulent activities. We are not responsible for any content posted by third parties or other users on our website, and you access such content at your own risk. Any links or references to third-party websites or products on the website do not imply endorsement, sponsorship, or affiliation with those parties.
By using our services, you consent to the collection and processing of your personal data as described in our Privacy Policy. We will not process your personal data beyond what is necessary for the provision of our services or as required by law, without obtaining additional explicit consent.
You have the right to data portability, allowing you to request and receive your personal data in a structured, commonly used, and machine-readable format. This enables you to transfer your data to another service provider if needed.
Intellectual Property
All content on our website, including but not limited to text, graphics, logos, images, and software, is our property or the property of our licensors and is protected by applicable copyright and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use the content on our website for personal and non-commercial purposes only.
You may not use the content on our website for any illegal or unauthorized purpose. You may not copy, modify, distribute, or use any content on our website without our prior written consent. You may not use our website content for any commercial purpose or to benefit any third party without our prior written consent, except as otherwise permitted by law. You may not modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works based on our website content.
Fair Use and Disclaimer
While we do receive compensation from our partners for loan fulfillment, this arrangement does not influence the advice we provide. Our primary service aims to offer unbiased, well-researched advice based on lender suitability and market data.
Data Accuracy and Sources
The interest rates, loan amounts, and other financial data displayed on FinBo are indicative and subject to change. While we strive for accuracy, we cannot guarantee that the information provided is the most current or accurate. Our algorithm relies heavily on publicly available lender data, and rates and terms are subject to change due to dynamic user profiles and internal lender policies. It is the responsibility of the user to verify this information with the respective bank or financial institution. We make no representations or warranties about the comprehensiveness of our comparisons, and there may be financial institutions offering more favorable terms that may or may not be not presently included in our service. We disclaim all liability for any discrepancies or differences you may find when obtaining such offers.
Trademarks and Affiliation
Finansh is not affiliated, endorsed, or sponsored by any bank, financial institution, or government agency. The names, logos, and trademarks of banks, lenders, and other entities referred to in text or other places, including blogs and articles, are the property of their respective trademark owners. Their mention or use does not imply endorsement, sponsorship, or affiliation with Finansh.
Independent Verification
We strongly recommend that you independently verify all financial information, terms, and conditions with the respective financial institutions or lenders before making any decisions or commitments. This includes contacting the banks or lenders directly for the most current rates and offers.
No Financial Advice
Our Chatbot, FinBO is not a substitute for professional financial advice. It does not constitute financial, legal, or investment advice, and you should consult with qualified professionals for personalized guidance.
Limited Liability
Finansh and its affiliates, partners, directors and employees shall not be held responsible for any loss, damages, or inconvenience that may arise from the use of FinBO or reliance on the information provided.
Third-Party Links
Our platform may contain links to third-party websites or services. We do not endorse or control the content, accuracy, or security of these third-party websites, and accessing them is at your own risk.
Service Discretion
Finansh reserves the right to serve or fulfill customers based on individual discretion. We may decline to serve customers without providing a specific reason. Therefore, if a loan application sourced by Finansh or its fulfillment partners is rejected by a bank or financial institution, Finansh shall not be held responsible for such outcomes. Our role is to facilitate connections between borrowers and lenders, but the final approval and decision regarding loan applications rest with the respective financial institutions.
By using Finansh, you acknowledge and accept these terms and conditions. This website provides information solely for the purpose of informing the public at large, and it is not intended to be construed as financial advice. We make no representations or warranties about the accuracy or completeness of the information provided on our website. Your use of our website is at your own risk.
Finansh is committed to continuous improvement, and we appreciate your feedback to help enhance the accuracy and usefulness of our services. This disclaimer is subject to change without notice, and your continued use of Finansh constitutes acceptance of any revisions.
Limitation of Liability
We will not be liable for any damages arising from your use of our website or services, including but not limited to direct, indirect, incidental, punitive, and consequential damages. Our website acts only as a platform to connect users with service providers and the website is not responsible for any disputes or issues that arise between users and service providers, and users should resolve these disputes directly with the service providers. We shall not be held responsible for any damages, losses, liabilities, costs, or expenses arising out of or related to such services. We will not be liable for any failure to perform or delay caused by circumstances beyond your reasonable control, such as natural disasters, system disruptions or acts of government etc. Please note that Liability limitations also apply to the officers, Directors, Employees, and agents of the company.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our website or services. To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees and expenses) arising out of or related to your use or misuse of the Website or the Content, your violation of the Terms, or your violation of any rights of another.
The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with the Company in asserting any available defenses.
This indemnification obligation will continue even after the Terms or your use of the Website has ended. By using our website, you agree to waive your right to participate in any class action lawsuits against the Company. You may not assign your rights or obligations under these Terms without prior written consent of the company.
By using the Website, you acknowledge that you have read, understood, and agree to this indemnification obligation. If you do not agree to this indemnification obligation, you must immediately stop using the Website.
Notice to Visitors
Better Finansh Solutions Private Limited operates the website www.finansh.in, providing a free platform for users to assess their eligibility for financial products offered by various banks and financial institutions. We do not charge any fees to our users for this service, nor do we solicit payments in any form. However, we advise users to remain vigilant of fraudulent activities, such as calls, SMSs, emails, and fake websites that impersonate finansh.in and request processing fees to accelerate loan applications. If you notice any such suspicious activity, please report the details to us at support[at]finansh.in, enabling us to take appropriate action.
Other Terms of Service
These Terms will be governed by and construed in accordance with the laws of India. Any legal action arising from these Terms must be filed and adjudicated in the courts located in Pune, Maharashtra only.
We reserve the right to modify or update these Terms at any time. Any change of terms will be displayed in this page and your continued use of our website after any such changes constitutes your acceptance of the new Terms.
We reserve the right to terminate your access to our website or services at any time, without notice, for any reason including but not limited to breach of Terms of Service.
Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website, you agree to our Privacy Policy.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our website and services. Please be advised that headings in these Terms are for convenience only and do not affect the interpretation of the provisions.
For additional details on how we manage data and user interactions, please refer to our Privacy Policy and Copyright Policy.
If you have any concerns or complaints regarding the processing of your personal data, please contact our designated grievance officer. We are committed to addressing your concerns promptly and transparently, in accordance with our internal procedures and legal requirements.
If you have any questions, concerns, or feedback about these Terms, please contact us at [support[at]finansh.in].