Good businesses need better borrowing decisions.

Business finance takes more than a loan application. We assess your requirement, model your financials, approach suitable lenders, negotiate workable terms and manage execution through disbursement.

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Trusted by Leading Businesses

  • ZTRIC India Private Limited
  • Pushpak Group
  • Suninfra Energies Limited
  • Kyansh
  • SKYi
  • B.U. Bhandari Energy
  • Soledify Systems Private Limited
  • H D Trailers Private Limited
  • Adinova
  • Many more clients

What are you looking to fund?

  • Working Capital & Trade Finance

    CC/OD, BG/LC and trade facilities—including, where eligible, additional collateral-free working capital under multiple banking without moving your existing limits.

  • Project Finance

    Term debt for greenfield projects, capacity expansion and industrial infrastructure, structured around project costs, cash flows and implementation.

  • Renewable Energy Finance

    Long-tenor finance for captive, group-captive and PM-KUSUM solar projects, including refinancing of existing project debt.

  • Machinery & Equipment Finance

    Finance for domestic or imported machinery, production equipment and linked letter-of-credit requirements.

  • Loan Against Property & Commercial Finance

    Raise funds against eligible property, or finance the purchase of offices and other commercial premises.

  • Lease Rental Discounting

    Term funding against contracted rental cash flows from eligible leased commercial property.

Executed mandates

From requirement to disbursement.

12 selected mandates across working capital, project finance, machinery, renewable energy and property-backed facilities.

  1. Disbursed

    ₹21 Cr

    Working-capital takeover & enhancement

    Iron & steel manufacturing

    Requirement
    Move existing ₹8 Cr working-capital limits and expand operating headroom.
    Structure
    Takeover from SBI to HDFC Bank, enhanced to ₹21 Cr; collateral released and ROI reduced by 2.90%; 43-day TAT.
    HDFC Bank
  2. Disbursed

    ₹18.95 Cr

    Group-captive solar project finance

    Five PPAs

    Requirement
    Finance a group-captive solar project backed by five power-purchase agreements.
    Structure
    15-year SBI term loan with nil collateral; 39-day TAT.
    State Bank of India
  3. Disbursed

    ₹15 Cr

    Construction-equipment finance

    Roads & dams EPC

    Requirement
    Purchase construction equipment for roads and dams execution.
    Structure
    HDFC Bank purchase finance with nil processing fee; 11-day TAT.
    HDFC Bank
  4. Disbursed

    ₹10.71 Cr

    Multi-facility refinancing

    Auto-component manufacturing

    Requirement
    Replace a high-cost Loan Against Property and address working-capital and expansion needs.
    Structure
    Business term loan, working capital, BG/LC, export packing credit and machinery finance; ROI reduced by 2.75%; 34-day TAT.
    HDFC Bank
  5. Disbursed

    ₹24.6 Cr

    Solar-project refinance

    Takeover from IREDA

    Requirement
    Refinance existing solar-project debt on workable long-tenor terms.
    Structure
    Takeover to SBI with a 15-year term, nil collateral and ROI reduced by 3.40%; 40-day TAT.
    State Bank of India
  6. Disbursed

    ₹7.95 Cr

    Hotel LRD takeover

    Hospitality

    Requirement
    Refinance rental-backed debt despite a weak industry score and high leverage.
    Structure
    Projected-rental-cash-flow assessment; takeover from Saraswat Co-operative Bank to Bank of India; CMR improved from 8 to 4; 42-day TAT.
    Bank of India
  7. Disbursed

    ₹2.5 Cr

    Additional collateral-free working capital

    Solar EPC

    Requirement
    Add operating limits without moving the existing banking relationship.
    Structure
    Cash-credit and non-fund limits under multiple banking; SBI facility backed by CGTMSE.
    State Bank of India
  8. Disbursed

    ₹5 Cr

    Loan Against Property balance transfer

    Packaging manufacturing

    Requirement
    Refinance property-backed debt despite high leverage and low reported profitability.
    Structure
    Balance transfer to Cholamandalam with optimised LTV and an approved FOIR deviation.
    Cholamandalam
  9. Disbursed

    ₹2.87 Cr

    Commercial-property purchase finance

    Casting unit

    Requirement
    Finance a commercial-property purchase alongside an existing business debt profile.
    Structure
    Kotak Mahindra Bank facility using a banking-programme assessment with debt and property-valuation structuring.
    Kotak Mahindra Bank
  10. Disbursed

    ₹35 Cr

    Working-capital takeover

    Solar EPC

    Requirement
    Structure limits around longer receivable cycles and unbilled revenue.
    Structure
    Takeover from Kotak Mahindra Bank to HDFC Bank; parent-company guarantee waived.
    HDFC Bank
  11. Disbursed

    ₹30 Cr

    PM-KUSUM C solar project finance

    Greenfield solar project

    Requirement
    Fund a PM-KUSUM C project sponsored by a mid-sized EPC company.
    Structure
    15-year SBI term loan with nil collateral; 48-day TAT.
    State Bank of India
  12. Disbursed

    ₹24.79 Cr

    Greenfield manufacturing finance

    Iron & steel manufacturing

    Requirement
    Fund a greenfield plant, imported machinery and operating working capital.
    Structure
    Term loan, letter of credit and ₹3 Cr cash-credit component; 43-day TAT.
    HDFC Bank

Turnaround time is measured from Finansh engagement to disbursement.

How Finansh works

Debt Structured before it is submitted.

  1. Understand your case

    We assess the requirement, model the financials and understand the cash flows, security, repayment capacity and priorities.

  2. Find workable lenders

    We structure the facility mix, prepare a lender-ready proposal and approach lenders whose policy and appetite fit the case.

  3. Negotiate and deliver

    We manage credit queries, negotiate pricing and conditions, coordinate documentation and stay involved through disbursement.

The team behind your mandate

One mandate. Multiple disciplines.

Business borrowing demands more than lender access. Finansh brings banking experience, credit assessment, financial modelling and transaction execution together under one accountable team.

Working together on every mandate

  • Banking & credit

    Lender policy, appraisal logic and key risk questions.

  • Financial modelling

    Cash flows, projections, repayment capacity and sensitivities.

  • Facility structuring

    Working-capital, term-debt and non-fund-based requirements.

  • Transaction execution

    Queries, documentation, negotiation and disbursement.