Good businesses need better borrowing decisions.

Business finance takes more than a loan application. We assess your requirement, model your financials, approach suitable lenders, negotiate workable terms and manage execution through disbursement.

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Trusted by Leading Businesses

  • ZTRIC India Private Limited
  • Pushpak Group
  • Suninfra Energies Limited
  • Kyansh
  • SKYi
  • B.U. Bhandari Energy
  • Soledify Systems Private Limited
  • H D Trailers Private Limited
  • Adinova
  • Many more clients

What are you looking to fund?

  • Working Capital & Trade Finance

    CC/OD, BG/LC and trade facilities—including, where eligible, additional collateral-free working capital under multiple banking without moving your existing limits.

  • Project Finance

    Term debt for greenfield projects, capacity expansion and industrial infrastructure, structured around project costs, cash flows and implementation.

  • Renewable Energy Finance

    Long-tenor finance for captive, group-captive and PM-KUSUM solar projects, including refinancing of existing project debt.

  • Machinery & Equipment Finance

    Finance for domestic or imported machinery, production equipment and linked letter-of-credit requirements.

  • Loan Against Property & Commercial Finance

    Raise funds against eligible property, or finance the purchase of offices and other commercial premises.

  • Lease Rental Discounting

    Term funding against contracted rental cash flows from eligible leased commercial property.

Executed mandates

From requirement to disbursement.

12 selected mandates across working capital, project finance, machinery, renewable energy and property-backed facilities.

  1. Disbursed

    ₹21 Cr

    Working-capital takeover & enhancement

    Iron & steel manufacturing

    Requirement
    Move existing ₹8 Cr working-capital limits and expand operating headroom.
    Structure
    Takeover from SBI to HDFC Bank, enhanced to ₹21 Cr; collateral released and ROI reduced by 2.90%; 43-day TAT.
    HDFC Bank
  2. Disbursed

    ₹18.95 Cr

    Group-captive solar project finance

    Five PPAs

    Requirement
    Finance a group-captive solar project backed by five power-purchase agreements.
    Structure
    15-year SBI term loan with nil collateral; 39-day TAT.
    State Bank of India
  3. Disbursed

    ₹15 Cr

    Construction-equipment finance

    Roads & dams EPC

    Requirement
    Purchase construction equipment for roads and dams execution.
    Structure
    HDFC Bank purchase finance with nil processing fee; 11-day TAT.
    HDFC Bank
  4. Disbursed

    ₹10.71 Cr

    Multi-facility refinancing

    Auto-component manufacturing

    Requirement
    Replace a high-cost Loan Against Property and address working-capital and expansion needs.
    Structure
    Business term loan, working capital, BG/LC, export packing credit and machinery finance; ROI reduced by 2.75%; 34-day TAT.
    HDFC Bank
  5. Disbursed

    ₹24.6 Cr

    Solar-project refinance

    Takeover from IREDA

    Requirement
    Refinance existing solar-project debt on workable long-tenor terms.
    Structure
    Takeover to SBI with a 15-year term, nil collateral and ROI reduced by 3.40%; 40-day TAT.
    State Bank of India
  6. Disbursed

    ₹7.95 Cr

    Hotel LRD takeover

    Hospitality

    Requirement
    Refinance rental-backed debt despite a weak industry score and high leverage.
    Structure
    Projected-rental-cash-flow assessment; takeover from Saraswat Co-operative Bank to Bank of India; CMR improved from 8 to 4; 42-day TAT.
    Bank of India
  7. Disbursed

    ₹2.5 Cr

    Additional collateral-free working capital

    Solar EPC

    Requirement
    Add operating limits without moving the existing banking relationship.
    Structure
    Cash-credit and non-fund limits under multiple banking; SBI facility backed by CGTMSE.
    State Bank of India
  8. Disbursed

    ₹5 Cr

    Loan Against Property balance transfer

    Packaging manufacturing

    Requirement
    Refinance property-backed debt despite high leverage and low reported profitability.
    Structure
    Balance transfer to Cholamandalam with optimised LTV and an approved FOIR deviation.
    Cholamandalam
  9. Disbursed

    ₹2.87 Cr

    Commercial-property purchase finance

    Casting unit

    Requirement
    Finance a commercial-property purchase alongside an existing business debt profile.
    Structure
    Kotak Mahindra Bank facility using a banking-programme assessment with debt and property-valuation structuring.
    Kotak Mahindra Bank
  10. Disbursed

    ₹35 Cr

    Working-capital takeover

    Solar EPC

    Requirement
    Structure limits around longer receivable cycles and unbilled revenue.
    Structure
    Takeover from Kotak Mahindra Bank to HDFC Bank; parent-company guarantee waived.
    HDFC Bank
  11. Disbursed

    ₹30 Cr

    PM-KUSUM C solar project finance

    Greenfield solar project

    Requirement
    Fund a PM-KUSUM C project sponsored by a mid-sized EPC company.
    Structure
    15-year SBI term loan with nil collateral; 48-day TAT.
    State Bank of India
  12. Disbursed

    ₹24.79 Cr

    Greenfield manufacturing finance

    Iron & steel manufacturing

    Requirement
    Fund a greenfield plant, imported machinery and operating working capital.
    Structure
    Term loan, letter of credit and ₹3 Cr cash-credit component; 43-day TAT.
    HDFC Bank

Turnaround time is measured from Finansh engagement to disbursement.

How Finansh works

Debt structured before it is submitted.

  1. Understand the requirement

    We clarify the funding need, cash flows, existing facilities, security position and the outcome your business needs.

  2. Model financials and structure

    We assess historical and projected financials, repayment capacity and facility mix to build a workable, lender-ready structure.

  3. Select and negotiate

    We shortlist policy-fit lenders, position the proposal and negotiate pricing, collateral, covenants and other terms.

  4. Deliver and support

    We coordinate queries, documentation and sanction conditions through disbursement—and remain available once the facility is live.

Testimonials

Trusted by businesses and bankers.

Client 01 / 10

Finansh helped us achieve financial closure for several Group Captive and KUSUM renewable-energy projects. Their customised models and ability to handle complex funding structures make them a dependable partner. Most importantly, they act as a single point of contact with banks and take ownership of lender queries and compliance requirements.

Durgesh Maru Director · Suninfra Energies Limited Renewable-Energy Project Finance
Banker 02 / 10

The Finansh team’s professionalism, quality of business, experience and commitment made the process smooth. Their work also made a meaningful contribution to our branch’s growth.

Chief Manager State Bank of India
Client 03 / 10

We have worked with Finansh for more than two years on project-debt and working-capital requirements. They explain complex funding structures in simple terms, remain transparent and provide proactive advice. Their support has brought greater predictability and confidence to our funding plans.

Rohit Jayswal CFO · ZTRIC India Private Limited Project Debt and Working Capital
Banker 04 / 10

Their proposals are consistently well-prepared, detailed and of high quality. The team is responsive, professional and supportive, ensuring smooth coordination and timely execution.

Senior Manager Bank of India
Client 05 / 10

The team has consistently demonstrated professionalism, a positive approach and a genuine commitment to helping us make informed financial decisions. Their efficiency and expertise helped us secure competitive loan terms, and their support has played an important role in our company’s growth.

Raguwansh Narayan Managing Director · Kyansh Constructions Private Limited
Banker 06 / 10

The team demonstrates strong knowledge and analytical depth across banking products. Proposal quality, documentation, coordination, responsiveness and execution have consistently been of a high standard.

Assistant Vice President HDFC Bank
Client 07 / 10

Working with Finansh has been straightforward and hassle-free. The team is always available when needed, and we value its support and guidance.

Amit Katariya Managing Director · Pushpak Group
Banker 08 / 10

Finansh provides excellent advisory and service. The team gives each requirement personal attention and develops solutions tailored to the borrower’s financial needs. Its involvement extends beyond the immediate transaction, with a focus on long-term relationships and end-to-end support.

Senior Manager HDFC Bank
Client 09 / 10

Finansh is a trustworthy and professional advisory firm. The team’s expertise, transparency and client-focused approach made the entire experience smooth.

Jayant Mhetar CEO · ZTRIC Group
Client 10 / 10

We have had a very good experience with Finansh. We sincerely thank the team for its timely service and support, and wish them the very best for the future.

Ashmira Swar CMD · Gaj Laxmi Castings Private Limited

Compare suitable lenders before you apply.

We assess lender fit against your requirement and priorities—not just advertised rates.

Lenders we regularly work with

  • State Bank of India
  • Bank of India
  • HDFC Bank
  • Punjab National Bank
  • Kotak Mahindra Bank
  • Axis Bank
  • Federal Bank
  • Cholamandalam
  • Tata Capital
  • And many more lenders

Approval and terms are subject to lender discretion.

FAQs

Questions promoters ask. Straight answers.

What size business-finance mandates does Finansh take up?

Business mandates start at ₹1 crore. Our strongest fit is generally ₹5 crore and above, where lender selection, structuring and negotiation create greater value.

Can Finansh add limits without replacing our existing bank?

Yes. We can first assess an enhancement with your existing bank. If another lender is a better fit, we can structure an additional or multiple-banking arrangement, subject to lender policy, existing security and required consents.

Can you arrange finance without additional collateral?

Sometimes. A facility without an additional property mortgage may be possible, depending on the borrower’s financials, existing security, lender policy and credit assessment. We will not describe a facility as collateral-free until the lender confirms its terms.

Will our proposal be shared with every lender?

No. We shortlist lenders whose policy and appetite fit the requirement, discuss the shortlist with you and approach only the lenders you approve. We do not circulate proposals indiscriminately.

What does Finansh charge for a business mandate?

Advice and initial assessment are always free. A client execution fee applies only where the selected lender does not compensate Finansh—including public-sector banks and HDFC Bank—and is disclosed and agreed upfront.

How long will sanction and disbursement take?

The timeline depends on the requirement and lender. Sanction and disbursement depend on documentation, due diligence, security and sanction conditions. After review, we set out the likely process and immediate dependencies; final approval and disbursement remain with the lender.

Start with clarity

Before you apply, understand the right way forward.

Tell us what you are trying to finance. We will review the requirement, explain the likely options and tell you the next practical step.

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