Choose the right lender. Borrow on terms that work for you.

Clear Advice, Hard Negotiation, One Expert - from first call to last EMI.

Free 15-minute advice call · No obligation

What are you looking to finance?

For individuals

Find the right loan without the guesswork.

Understand your eligibility, compare lenders, and have one expert manage the whole process, from application to disbursement.

Home LoansBalance TransferLoan Against PropertyNRI Home Loans
Explore Personal For homebuyers, property owners & NRIs
For businesses

Get funding that fits your business.

We understand your cash flows, security and plans, structure the requirement properly, and approach lenders that can genuinely consider the case.

Working CapitalProject FinanceMachinery FinanceProperty-Backed Loans
Explore Business For MSME Promoters & CFOs
Good Advice should always be free.
No Salesy Spam, Just the right next step.
10+ lenders compared
Matched to your requirements and priorities.
We negotiate the whole deal
Rate, fees, tenure, collateral and much more.
Support throughout the Loan
From first discussion to final EMI.

Advice backed by real execution.

Three years of field experience across high value Home Loans, Business Funding and Project Finance.

Figures as of July 2026.

₹860 Cr+
Loans facilitated for individuals and businesses
60+
Business and Project Finance Cases successfully closed.
1,200+
Individuals guided on home and property loans
Sometimes the right answer is no loan.
When a loan or balance transfer will not leave you better off, we tell you before you apply.

Compare suitable lenders before you apply.

We assess 10+ lenders including State Bank of India, Bank of India and other reputed lenders to find options most suited to your profile and requirement.

Lenders we regularly work with
  • State Bank of India
  • Bank of India
  • Punjab National Bank
  • HDFC Bank
  • Kotak Mahindra Bank
  • Axis Bank
  • Federal Bank
  • Cholamandalam
  • Aditya Birla Capital

Approval and terms are decided by the lender.

Why Finansh

Advice built around you - Not a Sales target.

Finansh is a borrower-first loan advisory firm. Your requirement comes before any lender or product.

  1. Former bankers on your side

    Built by former SBI and public-sector bankers, we understand how lenders assess, price and sanction real cases.

  2. Advice before the transaction

    We believe Good advice should always be free, even when there is no immediate transaction.

  3. Accountable for the full loan

    We structure the case, negotiate rates and conditions, manage execution and stay by your side through the loan tenure.

Borrower-first advice. Proper structuring. Hard negotiation. Long-term support.

Testimonials

Trusted by borrowers, businesses and bankers.

Real feedback from people whose loans and proposals we have worked on.

Personal

The Finansh team helped me transfer my home loan from ICICI Bank to SBI at 8.4%. Every deadline was met, and the transition was smoother than expected. The transfer helped me save more than ₹10 lakh over the remaining loan tenure.

Sagar Sharma Home Loan Balance Transfer · ₹1.20 Cr · State Bank of India
Business

Finansh helped us achieve financial closure for several Group Captive and KUSUM renewable-energy projects. Their customised models and ability to handle complex funding structures make them a dependable partner. Most importantly, they act as a single point of contact with banks and take ownership of lender queries and compliance requirements.

Durgesh Maru Director · Suninfra Energies Limited
Renewable-Energy Project Finance
Banker feedback

The Finansh team’s professionalism, quality of business, experience and commitment made the process smooth. Their work also made a meaningful contribution to our branch’s growth.

Chief Manager State Bank of India
How Finansh works

Better borrowing, properly planned.

We understand the case, compare the right lenders and negotiate the whole deal.

  1. Understand the case

    Your requirement, profile, cash flows and priorities.

  2. Find workable lenders

    Policies compared across 10+ lenders—not just advertised offers.

  3. Negotiate and deliver

    We structure the case, negotiate the terms and manage disbursement.

FAQs

Straight answers to common questions.

Still unsure? Ask us directly and get a clear answer.

Ask an Advisor

Finansh has two separate verticals. Personal Borrowing helps individuals with home loans, balance transfers, property-backed loans and related borrowing. Business Finance Consulting helps businesses with working capital, project finance, machinery finance and capital structuring. Each vertical is handled by a separate, specialised and qualified team.

Advice is always free. For personal borrowers, execution is also free. For business cases, we charge only when the selected lender does not compensate us—currently all public-sector banks, including SBI, Bank of India and PNB, and HDFC Bank. With other lenders, the lender pays us, so the business does not pay an execution fee. Any applicable fee is agreed upfront.

No. Finansh is an independent borrowing advisory and execution firm. We begin with whether the borrowing makes sense, how the requirement should be structured and which lenders can genuinely consider it. We do not begin with a lender or product that we need to sell.

We presently operate mainly in Pune and Mumbai, where most of our advisory and execution work is handled. Selected business and project-finance mandates outside these cities may be taken up where we can add value and execute properly.

Yes. Not every loan, balance transfer or refinance leaves you better off. If the numbers, structure or terms do not improve your position, we will say so before you apply and explain why.

Start with a conversation

Talk to us before you talk to lenders.

Understand your options, likely lender fit and the right next step.

Free 15-minute advice call. No obligation.